What is a SIP Calculator?

A SIP calculator is a financial tool that helps you calculate the future value of your Systematic Investment Plan (SIP) investments in mutual funds. It shows how much your monthly investments will grow over time based on expected returns.

How accurate is the SIP calculator?

Our SIP calculator provides estimates based on compound interest calculations. While it gives accurate mathematical projections, actual returns may vary due to market conditions. It's a tool for planning, not a guarantee of returns.

What is the minimum amount for SIP?

Most mutual funds allow SIP investments starting from ₹500 per month. However, some funds may have different minimum amounts. Our calculator allows you to plan with amounts starting from ₹500.

How is SIP return calculated?

SIP returns are calculated using the compound interest formula: M = P × [{(1 + i)^n - 1} / i] × (1 + i), where M is maturity amount, P is monthly investment, i is monthly return rate, and n is number of months.

Frequently Asked Questions

Get answers to common questions about SIP calculator and investment planning.

A SIP Calculator is a tool that helps you calculate the future value of your Systematic Investment Plan investments based on monthly amount, duration, and expected returns.

Our calculator uses the standard SIP formula and provides estimates based on the expected annual return you input. Actual returns may vary based on market performance.

Most mutual funds allow SIP starting from ₹500 per month. Our calculator supports amounts from ₹500 to ₹1,00,000 per month.

Step-up SIP allows you to increase your investment amount annually by a fixed percentage, helping you invest more as your income grows.

Expected returns vary by fund type: Equity funds (12-15%), Hybrid funds (10-12%), Debt funds (7-9%). Choose based on your risk profile and fund category.

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Frequently Asked Questions

What is a SIP Calculator?

How accurate are the calculations?

What is the minimum SIP amount?

What is step-up SIP?

How do I choose the expected return rate?

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